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Just 75 days until Christmas! You done yet?

This year a lot of shoppers are not going to wait to find a deal. A new poll, conducted by Ipsos for RetailMeNot, found 40% of people polled start their holiday shopping before November!. Only 12% of people actually wait until Black Friday to start their holiday shopping.

Trae Bodge, an Online Shopping and Lifestyle Expert and Senior Editor for RetailMeNot.com's Insider Magazine offered tips for finding a bargain.