WASHINGTON (WUSA) -- Sometimes it's hard to get going on tasks like working out, staying in touch with your great aunt, and especially planning your fiscal future. But we are helping you with a half-yearly checkup.
Mint.com and Hellow Wallet.com are websites that can help jump-start your plans for budgeting and saving. They pull in your information from bank accounts, credit cards and loans. These tools keep you honest about how much you are spending and on what.
MoneyCenter is another example. Some of these types of sites, such as Mint, are free while others you have to pay.
Another advantage to using these web tools comes when you set up a budget.
It tracks your ongoing spending. If you get near the limit, the program will send you a text message or email.
Make you bank account work harder. The WSJ also reports that companies such as Bank of America, Citibank and USAA help budget by importing accounts from other institutions. Then you can use your online bank account to track things such as your mortgage or your student loans. You also get texts or emails if you are close to bouncing checks.
Most of these website offer companion apps so you can always keep track of your spending habits no matter where you are.