End-Of-Year Health Benefits

WASHINGTON, DC (WUSA) -- Now is a good time to cash in on your end-of-year health insurance benefits so you won't leave any money on the table.

The Wall Street Journal says make sure you aren't missing out on the free stuff and yearly preventive checkups and tests such as physicals, GYN exams, mammogram and postrate screenings that require small or no co-payment.

Don't let the money in your flexible spending account go to waste.  Use it to pay for prescriptions, co-pays and dental expenses.

And, plot a strategy.  Sit down with your family and make a strategic plan for next year's medical expenses.