Today Equifax announced another 2.4 million people's names and ID's were compromised in their September 2017 data breach. What should you do now?
Check if you're affected here. Consider freezing, locking or issuing a fraud alert.
Consumer Sentinel Network Data Book 2017
Last year, 145 million Americans woke up, got dressed, went to work and found their social security numbers, bank information and credit cards were released on the dark web.
September 7, 2017 will go down for the day Equifax bungled us all.
Adding insult to injury, Equifax announced the breach about three months after the hack, giving identity thieves plenty of time to exploit your digits.
It gets uglier: Equifax announced today that another 2.4 million names and partial ID cards were compromised.
Our Verify team went to work finding out what you should do now.
- Check here to see if your information was breached
- Consider freezing, locking or issuing a fraud alert. The Federal Trade Commission defines each: a fraud alert requires companies to call you if someone is trying to open a new credit line. The free alert remains active for 90 days, but you can renew it. A credit freeze means that no one can open new credit until you unfreeze it with each of the three credit reporting agencies: Equifax, TransUnion and Experian. Freezing does not affect your credit score and typically takes 1-3 business days to unfreeze. To lock your credit you also must tell each of the three credit reporting agencies. Unlike freezing, there's no wait time--you can lock and unlock using your smartphone instantly. Both freezing and locking credit typically costs money, however, Equifax is keeping it free until further notice. For more information, reference: http://bit.ly/2HVJoo9
- Pay close attention to your bank accounts and credit score. Monitoring your accounts closely will help if you need to report your identity's been stolen.
- Report identity theft to the Federal Trade Commission on Identitytheft.gov
The FTC received 2,675,611 national reports of fraud and identity theft in 2017, according to an agency report released today. More than 100,000 people from Maryland, Virginia and the District reported they were defrauded or had their identity stolen.